Methodology | Verqaro

What a report is

The current preview is partial evidence, not a complete buyer assessment. It records what public authorities publish about one property, with every claim tied to a named source and retrieval date. We do not inspect the property, visit it, or ask the seller anything.

How an address becomes a parcel

An address is first matched to a parcel, not to a map pin. The address is geocoded, the county parcel layer is searched, and the parcel's own situs address is compared field by field against the address you entered. When reports open, one is only produced when exactly one parcel matches; an ambiguous or unmatched address is reported as such, and no report is created. Jurisdiction is resolved from the verified parcel, so a municipal address is never answered with county-only records.

Which sources are checked

Each source is described by a contract that pins its endpoint, fields and identifiers. Before any retrieval the contract is validated against the source's live schema; if the schema no longer matches, the source is reported as unavailable rather than parsed on assumptions that no longer hold. Every retrieved record keeps its authority, native record id, source URL, retrieval time and a fingerprint of the exact response.

What coverage means

When reports open, each report will state the share of the evidence a full assessment requires that it actually obtained, and which required capabilities are missing. Below that threshold the risk score, hidden problems and buyer checklist stay unavailable instead of being estimated from partial evidence. Missing data never improves an outcome: a source that failed and a source that does not exist yet both count as absent, and losing evidence can only lower coverage.

Three states we keep apart

A source that returned matching records, a source that was checked and returned nothing, and a source that could not be checked are three different results, and the report labels them separately. In particular, a check that returned no matching record is not proof that no record exists — it can equally reflect a gap in what the authority publishes.

What the report does not claim

It is not an inspection, an appraisal, a title search, a legal opinion, or an insurance quote. It does not assert that work was performed legally, that a property is free of liens or violations, that a flood zone predicts flooding or damage, or that a repair will cost a specific amount. Where public evidence cannot support a conclusion, the report says so rather than filling the gap.

How status and severity are decided

Record status is preserved as the authority published it. A permit status is only interpreted into a lifecycle once that mapping has been verified against the authority's own documentation; until then it is carried through as unknown. Scores and recommendations are not currently published. If published later, they will use versioned deterministic rules over the evidence — the same evidence always yields the same output — and are never generated by a language model.

Freshness and corrections

Public sources publish on their own cadence, and a report reflects what was available at the moment it was generated; its retrieval timestamps are shown beside each source. If you believe a report is materially wrong, write to support@verqaro.com with the report id. Corrections are issued as a new report, and the original stays in your account with its own evidence intact.

Coverage is verified before a credit is used

Check the exact address before purchasing. Every report request is checked against live coverage before a credit is used. If we cannot resolve the exact jurisdiction, or the area is not covered yet, report generation does not proceed and the credit is not used. See the Terms of Service and Refund Policy for the commercial terms.